Bankruptcy Filing Information

Debtors - You have come to our web site because you are having financial problems:
  • Do you owe more than you can pay?
  • Are you having trouble paying credit card, medical, or other bills?
  • Is a lender threatening to foreclose on your home or other real property?
  • Are you behind on your car payments?
  • Are creditors phoning, dunning, threatening or suing you?
  • Do you need to stop creditors from taking action against you?
  • Do you need to discharge debts?
You want to know if declaring bankruptcy is appropriate for you, what are your options, what will happen if you do declare bankruptcy and what may happen if you do not.

You want to talk to an experienced bankruptcy lawyer experienced in bankruptcy and financial problems in South Florida (Ft. Lauderdale, Miami, Palm Beach, Broward, Dade) and get professional legal advice.

Perry D. Monioudis, P.A. has been representing clients in bankruptcy cases in South Florida since 1990. We are located in Downtown Fort Lauderdale. We specialize in helping people in Miami, Fort Lauderdale, Sunrise, Miramar, Pembroke Pines, Margate, Sunrise, Plantation, Boca Raton, Palm Beach, Aventura, Coral Gables, Hialeah, Davie, Coral Springs, Sawgrass and surrounding areas file chapter 11, chapter 7, or chapter 13 bankruptcy.

Make an appointment and come in for a free consultation.

We have helped people to file bankruptcy in Ft. Lauderdale, Miami, Boca Raton, Palm Beach, Sunrise, Miramar, Davie, Margate, Sunrise, Coral Springs, Parkland, Lauderhill, and surrounding areas.

Call Now to find out how we can help you file bankruptcy!
(754) 206-6100

Bankruptcy Filing Information for Creditors

Creditors - You have come to our web site because the following applies to you:
  • Are you owed money by a person or business which has filed bankruptcy?
  • Do you need relief from the bankruptcy automatic stay so you can foreclose, repossess, sue the debtor?
  • Do you need to sue or take other legal action to seek to keep debts owed you from being discharged in bankruptcy?
  • Do you need to file a proof of claim in a bankruptcy case?
  • Do you need advice on bankruptcy time limits applying to creditors, and on how to act timely to avoid losing your rights as a creditor?
  • Have you been sued in a bankruptcy case (adversary proceeding)?

Bankruptcy Information For DEBTOR
  • Legal Representation for DEBTORS include:
  • We can represent you if you are filing Chapter 7 (Liquidation) Bankruptcy
  • Preparing and filing the Chapter 7 bankruptcy petition, schedules, statement of financial affairs and other required pleadings.
  • Representing you at the creditors meetings where the Chapter 7 Trustee appointed to your case asks you questions about your assets and liabilities.
  • Defending debtors against creditors or trustees who sue debtors to have debts declared "non-dischargeable," or who seek to have the Bankruptcy Court deny the debtor any discharge.

  • Our prices are reasonable and competitive, and our your first consultation is free!
  • Call today for your initial consultation.
(754) 206-6100

Chapter 13 (Individual Reorganization) Bankruptcy Cases
  • Preparing and filing the Chapter 13 bankruptcy petition, schedules, and other required pleadings.
  • Preparing and filing the Chapter 13 plan for Repayment.
  • Representing you at the creditors meetings where the Chapter 13 Trustee appointed to your case asks you questions about your assets, liabilities, and ability to make Chapter 13 plan payments.
  • Representing you at all Chapter 13 plan confirmation hearings held in Bankruptcy Court.

  • Our prices are reasonable and competitive, and your first consultation is free!
  • Call today for your free consultation.
(754) 206-6100

Chapter 11 (Reorganization) Bankruptcy Cases
  • Preparing and filing the Chapter 11 bankruptcy petition, schedules, and other required pleadings.
  • Preparing and filing the required Chapter 11 Disclosure Statement and Chapter 11 Plan.
  • Representing the debtor at the "341a" and other meetings with the U.S. Trustee.
  • Assisting the debtor with all financial reporting (operating reports and interim statements) required by the U.S. Trustee.
  • Representing the debtor at all Bankruptcy Court hearings.

Legal Representation for Creditors Include the following:
  • Preparing and Filing proofs of claims for CREDITORS; opposing Motions objecting to CREDITOR'S proofs of claim
  • Representing CREDITORS for unpaid alimony or unpaid child support
  • Filing Relief from Stay Motions for CREDITORS so that secured creditors can proceed with foreclosure on real property and repossession and sale of secured collateral, and/or can proceed with lawsuits in State Court
  • Representing CREDITORS in objecting to confirmation of debtors' proposed Chapter 13 and 11 plans
  • Representing CREDITORS in bringing adversary proceedings against debtors, including seeking to keep debts from being discharged in bankruptcy and seeking to deny a debtor from receiving a discharge
  • Defending creditors in preference, fraudulent conveyance, and other actions brought against creditors by bankruptcy Trustees in Chapter 7 or 11 cases, and defending creditors in such adversary proceedings



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You can choose the type of bankruptcy that best meets your needs:

Chapter 7 Bankruptcy - A Trustee is appointed to take over your property. Any property of value will be sold or turned into money to pay your creditors. You may be able to keep some personal items possibly real estate depending on the law of the state where you live.

Chapter 13 Bankruptcy - You can usually keep your property, but you must earn wages or have some other source of regular income and you must agree to pay part of your income to your creditors. The Court must approve your repayment plan and your budget. A Trustee is appointed and will collect the payments from you, pay your creditors, and make sure you live up to the terms of your repayment plan.

Chapter 12 Bankruptcy - Like Chapter 13, but it is only for family farmers.

Chapter 11 Bankruptcy - This is used mostly by businesses. In Chapter 11, you may continue to operate your business, but your creditors and the Court must approve a plan to repay your debts. There is no trustee unless the Judge decides that one is necessary; if a trustee is appointed, the trustee takes control of your business and property.

If you have already filed bankruptcy under chapter 7, you may be able to change your case to another chapter.

Your bankruptcy may be reported on your credit for as long as ten years. It can affect your ability to receive credit in the future.

Schedule an appointment Now!
(754) 206-6100

Other Bankruptcy Resources

U.S. Courts - Get general information about bankruptcy and the process to file chapter 11, chapter 7 and chapter 13.

The Law firm of Perry D. Monioudis, P.A. provides bankruptcy attorney services to businesses and individuals in Broward, Miami Dade and Palm Beach Counties, South Florida. If you reside in Miami, Coral Gables, Hialeah, Ft. Lauderdale, Sunrise, Aventura, Pembroke Pines, Miramar, Plantation, Davie, Margate, Coral Springs, Boca Raton, Delray Beach, Pompano Beach, Palm Beach or surrounding areas, call today to schedule your free consultation to discuss your bankruptcy case.